#1: It’s not how much you earn, it’s HOW you spend it

#2: Trim the fat wherever you can

#3: Don’t let your dreams fade into memory

#4: Kick your “blame and complain” habit to the curb

#5: Believe in yourself like your life depends on it

#6: Don’t look out for Number One

#7: Focus on creating value instead of getting rich

#8: Focus on what’s really important

#9: Learn how to prioritize

#10: Treat problems as stepping stones, not roadblocks